> For the complete documentation index, see [llms.txt](https://docs.bullcredtech.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.bullcredtech.com/api-reference/apis-en/proposal-flow/post-proposals-pre-accept.md).

# 5. Pre-acceptance

**POST** `/proposals/{proposalId}/pre-accept`

Confirms the customer's acceptance of the credit offer.

## URL Parameters

| Parameter    | Type          | Description |
| ------------ | ------------- | ----------- |
| `proposalId` | string (UUID) | Proposal ID |

## Request Body

| Field               | Type          | Required | Description                                                |
| ------------------- | ------------- | :------: | ---------------------------------------------------------- |
| `selected_offer_id` | string (UUID) |    Yes   | ID of the selected offer (obtained in the credit analysis) |

## Request Example

```json
{
  "selected_offer_id": "a69660f8-2309-4a55-a0c6-e6a701a04a67"
}
```

## Success Response (201 Created)

```json
{
  "message": "Pre-accepted proposal successfully",
  "proposal_id": "99afc6ce-4720-4746-9cf6-0a23e85cdf75",
  "status": "PRE_ACCEPTED",
  "selected_offer_id": "a69660f8-2309-4a55-a0c6-e6a701a04a67"
}
```

### Response Fields

| Field               | Type          | Description                |
| ------------------- | ------------- | -------------------------- |
| `message`           | string        | Confirmation message       |
| `proposal_id`       | string (UUID) | Proposal ID                |
| `status`            | string        | New status: `PRE_ACCEPTED` |
| `selected_offer_id` | string (UUID) | ID of the accepted offer   |

## Possible Errors

| Code | Error Code                     | Message                                                            |
| ---- | ------------------------------ | ------------------------------------------------------------------ |
| 404  | -                              | Proposal not found                                                 |
| 409  | `INVALID_STATUS_FOR_PREACCEPT` | It is not possible to pre-accept a proposal with an invalid status |
| 409  | `SIGNED_CONTRACT_EXISTS`       | There is already a signed contract for this proposal               |

## Notes

* The pre-acceptance reserves the offer and its terms
* After pre-acceptance, the offer cannot be changed
* The offer must be valid (not expired) at the time of pre-acceptance
* This step records the customer's consent to the offer terms

{% hint style="success" %}
**Next Step**

Send the banking details for disbursement: [POST /proposals/{id}/banking-data](/api-reference/apis-en/proposal-flow/post-proposals-banking-data.md)
{% endhint %}


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